2000s slang

"Chav", also "charver", "scally" and "roadman" in parts of England, is a British term, usually used in a pejorative way. The term is used to describe an anti-social lower-class youth dressed in sportswear. Julie Burchill described the term as a form of "social racism". "Chavette" is a related term referring to female chavs, and the adjectives "chavvy", "chavvish", and "chavtastic" are used to describe things associated with chavs, such as fashion, slang, etc. In other countries like Ireland, "skanger" is used in a similar manner. In Ontario (particularly in Toronto), the term is "hoodman", an equivalent of the term "roadman" used in England. In Newfoundland, "skeet" is used in a similar way, while in Australia, "eshay" or "adlay" is used.

A credit crunch (a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official interest rates. In such situations the relationship between credit availability and interest rates changes. Credit becomes less available at any given official interest rate, or there ceases to be a clear relationship between interest rates and credit availability (i.e. credit rationing occurs). Many times, a credit crunch is accompanied by a flight to quality by lenders and investors, as they seek less risky investments (often at the expense of small to medium size enterprises).

The word geek is a slang term originally used to describe eccentric or non-mainstream people; in current use, the word typically connotes an expert or enthusiast obsessed with a hobby or intellectual pursuit. In the past, it had a generally pejorative meaning of a "peculiar person, especially one who is perceived to be overly intellectual, unfashionable, boring, or socially awkward". In the 21st century, it was reclaimed and used by many people, especially members of some fandoms, as a positive term.